Many believe life insurance is only for those with dependents, but adults without kids can also benefit significantly. Life insurance can cover outstanding debts, such as mortgages or student loans, ensuring they don’t burden loved ones. It can also provide for funeral expenses, sparing family members from financial stress during a difficult time. Additionally, life insurance can serve as a strategic financial tool, offering potential cash value growth or supplementing retirement savings. Ultimately, having life insurance offers peace of mind, knowing that your financial obligations and legacy are secured, regardless of having dependents.

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