Broke doesn’t mean broken.

When money’s tight, a bare-bones budget helps you breathe.

💡 It’s your “essentials-only” plan — not forever, just for now.

Here’s how to build one:

✅ Shelter & utilities

✅ Food (not takeout)

✅ Transportation

✅ Basic health/medicine

✅ Minimum debt payments

Cut the fluff. Keep the must-haves.

Then rebuild from a clear, solid foundation.

📩 Ready to build a budget that works even when life doesn’t?

Book a clarity call: bit.ly/3xQrEXt