Given enough time, even the best planned budgets can start to feel like they’ve sprung a leak somewhere.

Sometimes you’ll notice right away (getting halfway through the month and realizing it’s going to be peanut butter sandwiches for lunch every day). Other times it can take a while for imperfections to show (you thought you were going to have more in the vacation fund by now).

Read on for some common expenses that might sneak up on you:

- Subscriptions and online services

- Memberships

- Protection plans

- Automatic contributions

- Things you forgot to cancel

- Bank fees

- Automatic deposits

If you hit a speedbump, take a little time to evaluate where the numbers aren’t quite adding up, and then make adjustments as necessary. You can do this!

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